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Wednesday, June 10, 2009

FDIC BANK INSURANCE ENHANCED COVERAGE EXTENDED THROUGH 2013

In October 2008, presumably to avoid a run on the banks as the credit crisis threatened a financial panic, the FDIC expanded its $100,000 insurance coverage on FDIC-insured institutions  to $250,000. This enhanced coverage was set to expire on December 31, 2009. However, the FDIC has now extended the enhanced coverage to December 31, 2013.

The following summary table of coverages is taken from the FDIC’s website fact sheet:

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FDIC Fact Sheet

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