Applicable Federal Rates - Update for November 2005

November 2005 Applicable Federal Rates Summary (Rev.Rul. 2005-71):

-Short Term AFR - Semi-annual Compounding - 4% - (3.89%/Oct. -- 3.9%/Sept.)

-Mid Term AFR - Semi-annual Compounding - 4.19% - (4.08%/Oct. -- 4.19%/Sept.)

-Long Term AFR - Semi-annual Compounding - 4.52% - (4.40%/Oct. -- 4.52%/Sept.)